cigar, non-tobacco
Attention Cigar Aficionados
YOU MAY QUALIFY FOR LIFE INSURANCE AT NON-TOBACCO RATES
You Love Your Cigars and You Love Your Family, Too
That's why we have partnered with Bestow to offer you affordable term life insurance.
Apply now for a fast decision from Bestow.
Cigar Friendly Life Insurance
There Are Still Some Life Insurers Who Know the Difference Between a Pall Mall and a Partagas!

You know that smoking a Macanudo a day is different than smoking a pack of Marlboros a day, and so does Bestow. That's why they don't penalize you for enjoying your success with a fine cigar at the end of the day!

Term life the way it should be: easy.

The only 100% no medical exam term life insurance.

  • 10, 15, 20, 25, 30 year level term options
  • Between $50K-$1.5M in life insurance coverage
  • No medical exam — ever!
  • Payment by ​Credit Card
No hoops. No headaches. Just insurance.
How Is Bestow Different Than Other Insurance Companies?
Bestow’s application process is entirely online. Seriously, 100%. Many companies offer an indicative quote online but then refer applicants to an agent in order to finish the application process. Other online life insurance companies may still require a medical exam for certain coverage amounts or applicants.

We’ve completely re-engineered the buying experience for term life insurance to be super simple and more affordable. Apply and get an instant decision in less than 10 minutes. Unlike other online life insurance providers, we underwrite the policies we offer in-house with our own technology — accelerated underwriting. Our data and technology allows us to help our customers with just about any request.
Coverage You Can Trust
Bestow policies are issued and backed by A+ rated (superior) industry giant North American Company for Life and Health Insurance®. They’ve been around for over 100 years. So, if anything were to happen to Bestow, your policy is well taken care of. But don’t worry, we aren’t going anywhere.
What is Accelerated Underwriting?
Think of this accelerated, algorithmic underwriting as our secret sauce. We use that big data and our proprietary technology mentioned above to determine your risk and eligibility instantly.

Bestow’s underwriting engine checks your health with big data and technology, which saves you time and money. We’ve partnered with third-party agencies to gather information in order to assess your risk and eligibility for a life insurance policy — instead of paperwork, medical exams, and lab tests.

How to get term life insurance
without a medical exam

1. Start with a fast, free quote

With Bestow, it’s as easy as click, click, quote. Provide some basic information and get a free quote instantly.

2. Apply online in minutes

Answer a few simple health questions and provide some additional information (health issues, lifestyle, etc). The entire term life insurance application can be completed in minutes.

3. Fine tune your coverage

Build a policy that’s right for you. Consider coverage amounts, term lengths, and what makes the most sense for you and your family.
What Are You Waiting For?
Get a quote in seconds and results in minutes with our 100% online application. No medical exam ever, we mean it.
Leones Wealth Management | Copyright @ 2022 | All Rights Reserved
Powered By ClickFunnels.com